The Archive

Reports & Analysis.

Plain-English UK personal finance reporting and short companion notes to our calculators — tax, ISAs, pensions, property and investing.

All News Property Savings Tax

Property

The Complete Guide to Mortgages in the UK: Everything You Need to Know Before You Borrow.

From deposits and LTV ratios to fixed versus tracker deals and remortgaging, a plain-English walkthrough of the UK mortgage market — and why running the numbers should always be your first step.

Eleanor Vance · 12 min read